Make it happen!

Valor Financial Services was established to provide wealth creation, protection, an inside track on real estate opportunities where appropriate, mortgage financing, and "niche" financial products and services.

Valor Financial Services has earned recognition among city government for our CEO's work on projects representing institutional and private banking clients in real estate acquisitions. However, our primary business is in helping teachers, fire fighters, law enforcement, union members, all government employees and beginning in 2006 the general public achieve financial independence!

Our Philosophy is: "Do What is Best for Our Clients!"

Are you confused by your options? Are you considering a national or local company? Are you saving and investing using pre-tax dollars? Do you own real estate? Will you outlive your money? We will simplify these issues for you, find the best option for your situation, save you money on real estate transactions, and create, conserve, and expand your wealth.

Our financial advisors have years of experience in Real Estate, Finance and Private Banking. Thanks to the quality of our service, referrals are a large percentage of our business. We want you as our customer not just for now but also in the future. When managing your real estate and financial portfolios, use our web site to strengthen your financial foundation with timely information, options and expert advice.

Call today for a no cost, no obligation, "get acquainted" consultation to begin your financial planning process.

GET A FREE STRATEGIC REVIEW TODAY

Toll Free: 800-505-1888

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YOU WILL GREATLY BENEFIT FROM FREQUENT USE. BECOME FAMILIAR WITH "ALL" OF ITS FINANCIAL REFERENCE RESOURCES INCLUDING MARKET RESEARCH , NEWS LETTERS, ARTICLES, AUDIO FILES, AND CALCULATORS. YOU WILL BECOME BETTER INFORMED AND MAKE BETTER DECISIONS ABOUT YOUR FINANCIAL FUTURE.

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Valor Financial Services is a DBA of Pacillio & Associates, Inc. licensed with the California Department of Real Estate No. 01237281. All loans are processed through approved Direct Lenders. Real estate group investments are syndications or syndication brokerage where Pacillio & Associates Inc. is known as the syndicator or manager. Actual group investments are in the form of Limited Partnerships (LTD Partnerships), Limited Liability Corporations (LLCs), and Joint Venture Partnerships (JVs) depending on the best tax aspects of ownership and return benefits.

Non-public offering. Offered syndications do not involve a securities risk or are exempt (35-or-less interrelationship rule). Additionally, no securities permits exist. Investments are merely a business structure used for group ownership of a real estate investment program.

All group investments involve a degree of risk. Members' ability to transfer their interests in the syndication is restricted. Assignment of shares may trigger property tax reassessment under proposition 13. Changes in economic conditions may affect income and profits. Tax benefits, and treatment of the syndication as a partnership for tax reporting, are subject to Internal Revenue Service (IRS) regulation. Members may default on their obligation to contribute capital.

Investors interested in our private offerings must be selected by the syndicator. Potential investors are required to fill our a client profile (Form 350). Investors who are selected by the syndicator should be objective, goal oriented and willing to commit their capital in order to share earnings (and losses) as a group. Investors must also be willing to leave the management of the program to the syndicator, and allow the syndicator a fair share of the earnings for management.

Valor Financial Services currently markets non-real estate financial products and services. These products and services are referred to authorized California licensed Financial Planners.